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金融科技原始創新還需加把勁

时间:2017-10-12     【转载】

WOGUOHUANCHUZAIJINRONGKEJIFAZHANDECHUQIJIEDUAN,BIAOMIANSHANGHENRENAO,DANSHIJISHANGYUANSHICHUANGXINHENSHAO,WEILAIHUANYINGJIADAYUANSHICHUANGXINJISHUDEYANFA。TONGSHI,JINRONGKEJIYAOFUWUYUSHITIJINGJI,JIAQIANGFENGXIANFANGFAN,CUJINJINRONGGAIGE


欢乐生肖“NIDELIANHENZHONGYAO”,GANGGUOQUDE“SHIYI”HUANGJINZHOU,ZHEJUHUACHENGWEILESHEJIAOPINGTAISHANGDELIUXINGYU。ZAIPINGUOGONGSIHEGUGEGONGSIJINRIZHAOKAIDECHANPINFABUHUISHANG,RENLIANSHIBIEJISHUYECHENGWEILEZUIXINMAIDIAN。JIAZHUTIANJINDEWANGPENGDUICIPOYOUGANCHU:“GUOQUZONGJUEDERENLIANSHIBIE、SHENGYINSHIBIEDENGJISHUYAOBUKEJI,XIANZAIDAKAIMOUXIESHOUJIJINRONGAPPZHIJIESHUALIANJIUKEYILE。”


WULUNZAILICAIFANGMIANHUANSHIZHIFUFANGMIAN,JINRONGKEJIYIQUDELEZHUDUOCHENGJI,GAIBIANZHURENMENDEJINRONGXINGWEIFANGSHI。ZAIBUSHAOYENEIRENSHIKANLAI,JINRONGKEJIWEILAIRENGBUKEXIANLIANG。


JINRONGYEXIANGZHINENGHUAFAZHAN


“MUQIANDUIJINRONGYEYINGXIANGBIJIAODADEKEJI,YIBANKEJIANCHENGWEI‘A、B、C、D、E’。”ZHONGGUORENMINDAXUEJINRONGKEJIYUHULIANWANGANQUANYANJIUZHONGXINZHURENYANGDONGBIAOSHI,ASHIAIJIRENGONGZHINENG,BSHIQUKUAILIAN,CSHIYUNJISUAN,DSHIDASHUJU,ESHIWULIANWANG。QIZHONG,LIANGDAZHONGYAOLINGYUWEIRENGONGZHINENGHEQUKUAILIAN。


RENGONGZHINENGSHIZHITONGGUOKUAISUXISHOUXINXI,BINGBAXINXIZHUANHUAWEIZHISHIDEJISHU。BIRU,DUIMOUYIGONGSISHANGSHIQIANGEGERONGZIJIEDUANQINGKUANGHUOZHEDAIKUANDUIXIANGDEJIBENFENXI,YIJISHITIJINGJIZHONGDUIYUCHANYEYETAIHEJINGZHENGGEJUDEFENXI,DOUKEYICAIYONGRENGONGZHINENGJISHUTIDAIYUANLAIDEYIXIEZHONGDIDUANFENXIHUODONG。TONGSHI,RENGONGZHINENGZAIJUECEGUOCHENGZHONGJISHAOCHUXIANRENLEIMIANDUILIYISHIDEQINGXUBODONG。


SUIZHURENGONGZHINENGJISHUFAZHANJICHUNENGLIDETISHENG,JINRONGXINGYEZHINENGHUAFAZHANZHENGCHENGWEIDASHISUOQU。“JINNIANLAI,SHENJINGWANGLUODENGJISHUDETUPO,SHIDEJIQISHENDUXUEXICHENGWEIKENENG,CHULIFUZARENWUDEZHUNQUEXINGDAFUTIGAO。RENGONGZHINENGZHONGDUANDEJIAOHUFANGSHI,HUISHIRENJIJIAOHUGENGJIAZIRANHEBIANLI,TIGAOLEJISHUDEYINGYONGXING。”ZHONGGUORENMINDAXUEZHONGYANGJINRONGYANJIUYUANGAOJIYANJIUYUANDONGXIMIAOBIAOSHI,GUOWAIJINRONGLINGYUYIJINGDALIANGYINRURENGONGZHINENG,YONGYUYEWULIUCHENGHUACHULIHEZHINENGJUECE,DADATIGAOLEJINRONGXIAOLV,JIANGDILERENLICHENGBEN。


MUQIAN,WOGUOYIXIEJINRONGJIGOUYEZAIZHUBUYINGYONGRENGONGZHINENGJISHU。BIRU,JIANSHEYINXINGQUANMIANTUIJINZHIHUIYINXINGJIANSHE,SHIXIANKEHUZHINENGSHIBIE、ZHINENGYINDAO、ZHINENGBANLI、ZHINENGGANZHI。“YIHOULAIDAOJIANXING,JIEDAININDEDATANGJINGLISHIJIQIREN。”ZHONGGUOJIANSHEYINXINGZONGXINGQUDAOGUANLIBUZONGJINGLICHENDESHUO。ZAIBIRU,JINGDONGJINRONGJIYUSHENGWUTANZHENJISHU,KEYITONGGUOYIDONGSHEBEICAIJIYONGHUSHIYONGSHOUJIDEANYALIDU、SHEBEIYANGJIAO、SHOUZHICHUMIAN、XIANXINGJIASUDUDENG120DUOGEXINGWEITEZHENGZHIBIAO,BINGLIYONGZHEXIETEZHENGZHIBIAO,ZAIBUYINGXIANGKEHUTIYANDEQINGKUANGXIAWANCHENGSHENFENPANDING。


ZHONGGOUJINRONGYEDICENGJIAGOU


“LINGYIGEBEISHOUGUANZHUDELINGYUJIUSHIQUKUAILIAN。MUQIAN,QUKUAILIANJISHUDEYUNYONGBINGBUCHENGSHU,YEJIEDUIQIWEILAIDEYINGYONGHUANCUNZAIYIYI。DANCONGQUSHISHANGLAIKAN,TAJIANGYOUKENENGZHONGGOUJINRONGYEDEDICENGJIAGOU。”DONGXIMIAOBIAOSHI,QUKUAILIANDEYOUSHISHIKEYIJIANGDIXINRENFENGXIAN,TONGGUOMEIYIGESHUJUJIEDIANDOUKEYIYANZHENGZHANGBENNEIRONGHEJILULISHI,JUYOULINGHUODEJIAGOUHEQUZHONGXINHUADETEDIAN,YENENGKUAISUSHIXIANJINRONGGONGXIANG。WEILAI,QUKUAILIANKEYINGYONGDELINGYUBAOKUOJIAOYIJILU、ZHIFU、JIESUAN、ZHENGXINDENGLINGYU。


欢乐生肖CONGSHIJIYINGYONGSHANGKAN,ZHESHANGYINXINGJINRITUICHUYENEISHOUKUANJIYUQUKUAILIANJISHUDEQIYE“YINGSHOUKUANLIANPINGTAI”,JITONGGUOQUKUAILIANJISHU,JIANGQIYEYINGSHOUZHANGKUANZHUANHUAWEIDIANZIZHIFUJIESUANHERONGZIGONGJU。QUKUAILIANJISHUDEQUZHONGXINHUA、GONGKAITOUMING、ZHINENGHEYUEHEBUKECUANGAIDENGTEXING,KEYOUXIAOJIEJUEQIYEYINGSHOUZHANGKUANDEZHENSHIXINGQUEREN、KUAISULIUZHUANDENGWENTI。


“QUKUAILIANJISHUZHENGZAIGOUJIANXINYIDAIJINRONGJICHUSHESHI,TISHENGKUAXINGYEXIEZUOXIAOLV,XIAOCHUXINRENBILEI,JIANSHAORENGONGCHENGBEN,WEIXINYILUNCHANYESHENGJITIGONGJISHUXINDONGNENG。”OKLinkYANJIUYUANTIANYINGBIAOSHI,QUKUAILIANJISHUHUIDUIXIANYOUSHENGCHANHESHENGHUOCHANSHENGYINGXIANG,CHUANGZAOXINDEJIAZHILIANTIAOHESHANGYEMOSHI。


欢乐生肖ZHIDEYITIDESHI,QUKUAILIANHERENGONGZHINENGZHIJIANSHIFOUYOUGUANLIAN?DUICI,YANGDONGBIAOSHI,“RENGONGZHINENGTIGONGLEDICENGJICHU,RUGUOJICHUSHUJUSHIKEBEICUANGAIDE,NEIMERENGONGZHINENGJIUBUNENGZHENZHENGSHIXIAN;RUGUOMEIGERENDEXINXIDEBUDAOBAOHU,NEIMERENGONGZHINENGYESHIWUFAFAZHANDE”。TAZHICHU,QUKUAILIANJISHUYOUYIGEFEICHANGHAODEXIEDIAOGONGNENG,KESHIJIAOYIXINXIZHUTICHUYUJIAMIZHUANGTAI,QIEYOUFEICHANGHAODENIMINGXINGTEZHENG,JUYOUZHINENGHEYUEHEZHINENGJIAOYIJIZHI,GENGHAODIFAHUIYINSIBAOHUHESHUJUKAIFANG、SHUJURONGHEGONGNENG。


RENGXUJIADAJISHUTUPO


欢乐生肖MUQIANKANLAI,YIXIEJISHUZAIJINRONGXINGYEYIJINGZHANXIANCHUZHONGDAJIAZHI,DANYECUNZAIYIXIEZHANGAIHEPINGJING。YIDASHUJUXIANGGUANJISHUWEILI,SHUJUZICHANDEZHONGYAOXINGZAOYIHUODEJINRONGJIGOUDEGAODURENTONG,RUHEGAOXIAOLIYONGSHUJURENGYOUDAITUPO,JINERYANSHENGCHUDASHUJUMOXINGJISHUHEDASHUJUCHULIJISHULIANGGEBUTONGLINGYU。


“DASHUJUXIANGGUANJISHUZAIKEHUHUAXIANG、KEQUNFENXI、DAIQIANDAIHOUFENGXIANSHIBIE、JINGZHUNYINGXIAODENGLINGYUYIJINGQUDELESHIJICHENGXIAO,WEILAIDUIYUSHUJUFENXI、CHULINENGLIDEJINYIBUTISHENG,JIANGWANQUANGAIBIANYINXINGDUIKEHUDINGXIANGYINGXIAO、CHANPINDINGZHIDINGJIA、FENGXIANGUANKONGDEFANGSHIHENENGLI,CHENGWEIYINXINGYINGXIAO、FENGKONGDEHEXINJISHUHEJINGZHENGLI。”ZHESHANGYINXINGJINGJIFENXISHIZANGCHENGBIAOSHI,DANZHEYIJISHUNENGFOUCHENGSHUYUNYONG,MUQIANKANZHUYAOHUANYOULAIYUSHUJUMOXINGDETUPO,RUOBUNENGGOUZHANGWOCHONGFEN、ZHUNQUEWAJUECHUSHUJUJIAZHI,ZHEYIJISHUDEDAGUIMOYINGYONGKENENGHUANYOUDAISHIRI。


欢乐生肖SHIJISHANG,BUZHISHIDASHUJU,RENGONGZHINENG、QUKUAILIANDENGJISHUZAIJINRONGXINGYEDEYUNYONG,RENGRANXUYAOJINYIBULIQINGSILU,SHIXIANZHENZHENGDELUODI。


YIXIEYENEIRENSHIBIAOSHI,YOUYUWOGUOJINRONGKEJIFAZHANTAIKUAI,KECANKAODEGUOWAIJINGYANBIJIAOSHAO,SUOYIYEDAILAILEYIXILIEFENGXIANHEJIANGUANWENTI。“QISHI,WOGUOHUANCHUZAIJINRONGKEJIFAZHANDECHUQIJIEDUAN,BIAOMIANSHANGHENRENAO,DANSHIJISHANGYUANSHICHUANGXINHENSHAO,WEILAIHUANYINGJIADAYUANSHICHUANGXINJISHUDEYANFA。TONGSHI,JINRONGKEJIYAOFUWUYUSHITIJINGJI,JIAQIANGFENGXIANFANGFAN,CUJINJINRONGGAIGE,YAOZAICANYUGUOJIAZHANLVE,ZHULIGUOJIATENGFEISHANGFAHUIZUOYONG,BUNENGZISHUOZIHUA,SHENZHIWANZIJINYOUXI。”ZHONGYANGCAIJINGDAXUEJINRONGFAYANJIUSUOSUOCHANGHUANGZHENSHUO。


PAIPAIDAICEOZHANGJUNBIAOSHI,MUQIANWOGUODEJINRONGKEJIFAZHANSHICHUYU1.0JIEDUAN,ZAIJINRONGKEJILINGYUNEICUNZAIDEYIGEZUIDAWENTIJIUSHILINIANCENGMIANDETAOLUNHENDUO,DANZHENZHENGYINGYONGDAOJUTIYEWUZHONGDECHENGGUOQUEHENSHAO,ZHEYESHIWOMENYAOZUODESHIQING。WEILAI,JINRONGKEJIJIANGHUISHENRUYISHIZHUXINGGEFANGMIAN,YINCIJINRONGJISHUCHUANGXINYEJIANGCHENGWEIGEQIYEDEJIAOLIDIAN。




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